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Recover. Control. Prevent.

Recover outstanding invoices, control trade-credit risk, and strengthen your credit-management processes to prevent future payment problems.

Overview

The National Trade Credit Advisory helps Irish businesses recover outstanding payments, control trade-credit risk and strengthen credit-management processes. We work with businesses to improve cash flow, manage customer credit effectively and prevent payment problems from becoming recurring issues.

Director

Fergal Murphy is a professionally qualified credit-management specialist with extensive commercial sales experience and substantial hands-on experience recovering outstanding money for businesses. His background combines specialist credit knowledge with practical commercial understanding. Clients work directly with Fergal, receiving straightforward, commercially focused advice tailored to their business.

Professional Qualifications & Memberships

Diploma in Credit Management
Higher Diploma in International Credit Management
Member AICDP
Member CMII

Why The National Trade Credit Advisory?

The National Trade Credit Advisory is a specialist, director-led credit-management advisory practice. We combine formal credit-management qualifications with extensive commercial experience to help businesses recover outstanding payments, control credit risk and prevent recurring payment problems.

Fergal Murphy

Director & Lead Consultant

Fergal Murphy is a professionally qualified credit-management specialist with extensive commercial sales experience and substantial hands-on experience recovering outstanding money for businesses. His background combines specialist credit knowledge with practical commercial understanding. Clients work directly with Fergal, receiving straightforward, commercially focused advice tailored to their business.

Recover. Control. Prevent.

By combining technical expertise with real-world sales experience, we provide a hands-on service for recovering outstanding money. We partner with management to bridge the gap between financial safety and commercial drive in the trade-credit space.

Strategic Services

Credit Management Consultancy

Practical advice to strengthen your credit-management function, improve control and support better cash flow.

Credit Control Reviews

An objective review of your existing credit-control processes, identifying weaknesses, risks and opportunities for improvement.

Commercial Debt Recovery

Professional recovery of outstanding commercial payments, with a focus on achieving payment while protecting important customer relationships.

Credit Policy & Process Development

Development and improvement of credit policies, procedures and processes designed to control risk and prevent recurring payment problems.

Cash Flow Advisory

Practical advice to improve cash flow through your business by addressing credit and payment issues.

Commercial Mediation

Practical support in resolving commercial payment disputes and helping businesses reach workable outcomes.

Sectors We Understand

AGRICULTURE

MANUFACTURING

CONSTRUCTION

WHOLESALE

PLANT HIRE

LOGISTICS

ENGINEERING

PROFESSIONAL SERVICES

Advisory Edge

Professional Credit Expertise
Commercial Experience

Professionally qualified in credit management, with formal qualifications and professional memberships supporting specialist expertise in the field.

Extensive previous experience in sales and commercial business, including work with ECI, JCB and New Holland dealerships.

Hands-On Recovery Experience
Direct, Practical Advice

Substantial practical experience recovering outstanding money for businesses over the course of his career.

Clients work directly with Fergal, receiving practical, commercially focused advice based on their individual circumstances rather than a generic outsourced process.

Methodology

01

Understand

Understand the business, its commercial objectives, customers and current credit position.

02

Review

Review credit-control practices, processes and outstanding accounts to identify where problems are arising.

03

Assess

Assess credit risk, weaknesses and opportunities for improvement, with particular attention to cash flow and payment performance.

04

Implement

Put agreed, practical improvements into place across credit management, credit control, policy and processes.

05

Follow Through

Review progress, address emerging issues and help ensure improvements are maintained.

Get Paid. Control Credit Risk. Prevent Future Problems.

Talk to Fergal about recovering outstanding payments, controlling credit risk and strengthening your credit-management processes to prevent future problems.

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